Applied Scientist: Credit Underwriting AI (Remote)

Upstart is a digital-first lending platform using AI to reshape access to credit. An Applied Scientist on the Unsecured Underwriting ML team researches and implements enhancements to the core underwriting model, translating ideas into scalable improvements through close collaboration with engineering. You will help increase the pace of research while maintaining rigor, reliability, and responsible oversight required for production underwriting models, influencing credit decisions across millions