Credit Analyst

About This Role: The Credit Analyst functions include Advanced Financial Statement Analysis for; the preparation of Member Applications, to facilitate Order Release, Underwrite Retailer Loans, and to manage the Collection effort for a multi-million-dollar portfolio of retail store accounts. This critical Finance role is responsible for identifying and mitigating risk for their portfolio and to protect the Cooperative from financial losses. You will receive the support and collaboration of an extensive team of Credit and Operations professionals to help you achieve your goals. You will enjoy a flexible work schedule in a beautiful, state-of-the-art, newly remodeled facility on our sprawling, wooded campus.

Who You Are: You are a Finance or Accounting professional with exceptional attention to detail that excels in financial statement analysis and risk assessment. You have a strong work ethic with excellent communication skills and enjoy working cross functionally with colleagues and business owners across the country.

Required Skills: Ability to to quickly read, interpret and analyze financial statements including balance sheets, income and cash flow statements, and proforma data to produce a professional written analysis. Manage a portfolio of accounts including setting credit limits, order release, and working with past due retailers to develop solutions and payment plans as needed. Self-motivated, with a strong work ethic, well organized and able to perform with limited supervision in order to work effectively within various deadlines and time constraints. Excellent verbal and non-verbal communication and negotiation skills. Proficient with SAP or equivalent ERP system, MS Office Suite, database queries and reporting.

Preferred Skills: A four year business degree (preferably in Finance, Economics or Accounting) Familiarity with business and credit laws and prior experience working with legal contracts.