Senior Data Scientist, FinTech Risk & ML (Hybrid SF)

Upgrade is seeking a Data Scientist for its Flex Pay BNPL platform in San Francisco. The role focuses on building predictive risk models, optimizing offers/pricing, and delivering insights to guide product, risk mitigation, and customer strategy. It requires strong stats, ML, and programming skills. The position is based in SF with hybrid work on Wednesdays and Thursdays. You will build and deploy models for credit risk, fraud detection, pricing, and customer segmentation, and collaborate across