Licensed Medical Underwriter

Key responsibilities: Independently underwrite complex applications and make final decisions within established approval guidelines Review medical records and assign mortality debits based on underwriting manuals and professional judgment Conduct medical research on specific injuries and participate in quarterly peer reviews to recommend policy improvements

Required qualifications: Licensed physician with experience in medical record review Preferred experience in medical underwriting or insurance risk assessment Strong clinical judgment and ability to assess complex medical cases independently Familiarity with evidence-based guidelines for mortality assessment