Director Fraud Analytics, Risk & Strategy- Global Fintech Firm (Auto)

Global Fintech Firm Seeks a Director Fraud Analytics, Risk & Strategy (Auto Finance/Lending)*Reporting to the CFO*Oversee & Support Fraud Detection, Data Optimization, and Risk for Auto Loans*Evaluate Emerging Third-Party Identity Intelligence*Ensure the Underwriting Process Blocks Synthetic Identities, Straw Buyers, Income Misrepresentation, and Application Fraud before Loans are Funded*Oversee Underwriting Fraud Strategy*Design, Implement & Optimize Automated Fraud Decisioning Rules, Risk Cutoffs within the auto loan underwriting platform*Establish KPIs for underwriting fraud capture rates, auto-approval rates, manual review queues, and false-positive friction*Oversee all Third Party Data Providers*Perform deep-dive quantitative analysis using SQL, Python, and AI tools on application data, credit bureau attributes, etc*Work Closely with Data Science and Engineering to build, test, and deploy machine learning fraud models and custom risk scores*Present monthly fraud trend reports, vendor performance metrics & underwriting loss forecasts to executive leadership and credit risk committees