Senior Fintech Backend Engineer — Remote US

Dream Panel is seeking a senior backend engineer to own core services behind our one-account rails—deposits, conversion, and ledgers that keep balances consistent. This is a senior IC role for someone who has shipped production financial software and is comfortable with compliance constraints. You will design and ship backend services for account, transfer, and conversion flows, ensure observable and idempotent money movement, and review designs with a bias toward correctness.