Financial Crimes Quality Assurance (QA) Sr. Analyst

About the Role: The Financial Crimes Quality Assurance (QA) Sr. Analyst is responsible for supporting the execution, consistency, and continuous improvement of the quality assurance program focused on Second Line of Defense (2LoD) Financial Crimes activities, including oversight, review, challenge, and governance functions across BSA/AML, Sanctions, and Fraud. This role ensures that 2LoD processes are performed with consistency, accuracy, and in alignment with regulatory expectations and internal standards. The Sr. Analyst will validate the quality and accuracy of analyst work, evaluate identified issues and observations, and assist with the execution of QA reviews, as applicable. The Sr. Analyst will partner closely with the QA Manager in the development and enhancement of QA processes, promote consistency, and strengthen the effectiveness of the overall QA program.

What You Will Need: Required Bachelor's degree in Finance, Business, Risk Management, or related field 5-8+ years of progressive experience in Financial Crimes (AML, Sanctions, Fraud), with direct experience in:2LoD Compliance / Financial Crimes oversight, orQuality Assurance / Testing of Financial Crimes functions Strong knowledge of:

• BSA/AML and sanctions regulatory expectations2LoD roles and responsibilities within a three lines of defense model
• Financial crime risk management frameworks and governance practices
• Experience reviewing complex financial crime cases and providing oversight or challenge
• Experience providing oversight and review of others' work products
• Strong analytical and judgment skills
• PreferredCAMS, CFE, CRCM, or equivalent AML certification
• Experience with Transaction Monitoring, Suspicious Activity Investigations, CDD/EDD, or Sanctions compliance
• Experience leveraging data analytics or reporting tools in QAKey Competencies
• Strong sense of independence and professional skepticism
• Ability to assess quality of judgment and oversight (not just execution)
• Excellent written and verbal communication skills
• Ability to influence and challenge peers within Compliance
• Attention to detail with a focus on consistency and governance
• Ability to provide effective review, feedback, and guidance
• Strong organizational and problem-solving skills
• Success Metrics
• Quality and consistency of 2LoD QA reviews
• Identification of meaningful gaps in oversight and challenge
• Reduction in repeat QA findings within 2LoDTimeliness and effectiveness of issue remediation
• Positive feedback from regulators and Internal Audit on 2LoD QA program
• Demonstrated improvement in 2LoD governance and decision-making quality

Salary range: $50,000 – $84,000 The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more. Don't have everything listed under qualifications? If you're excited about this role but your experiences don't match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law. Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws. Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.comPlease click here to view Pathward's Applicant Privacy Notice.